Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How to Navigate Through Health Insurance After a Divorce
Posted: July 10, 2023
How to Navigate Through Health Insurance After a DivorceDuring a marriage, health insurance for the entire family may be provided through one spouse’s employer-sponsored health plan. If the marriage ends in divorce, the other spouse may find himself or herself with no health insurance. Fortunately, it is possible to enroll in a health plan if you have been left without coverage after a divorce. When Can You Sign Up for Health Insurance After...
The Ins and Outs of a Life Insurance Rider Policy
Posted: July 7, 2023
The Ins and Outs of a Life Insurance Rider PolicyDid you know you may be able to add features to your life insurance that allow you to customize your policy? Life insurance riders are add-ons to a policy that you can use to personalize your life insurance to better suit your needs. Although some life insurance riders may increase your premiums, others may be added for no additional charge. Riders may be a cost-effective...
Understanding the Steps to Buy Life Insurance
Posted: June 22, 2023
Understanding the Steps to Buy Life InsurancePurchasing life insurance is a critical point in planning for the future. If this is your first time purchasing life insurance, our step-by-step guide can help. How to Buy the Right Life Insurance for You If this is your first time looking into life insurance, take these basic steps to help make a decision about the type of life insurance that best suits your situation:...
A Beginner's Guide to Health Insurance Deductibles and Copays
Posted: June 10, 2023
A Beginner's Guide to Health Insurance Deductibles and CopaysDeductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...
5 Misconceptions About Life Insurance
Posted: June 7, 2023
5 Misconceptions About Life InsurancePreparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...