Qualifying Life Events

You may still qualify to purchase health insurance. Individuals may enroll or change a plan during a Special Enrollment Period due to one of these qualifying life events as it applies to you or your dependent’s coverage. A completed application must be submitted within 60 days following a QLE.

Loss of access to minimum essential coverage- such as loss of employer coverage or COBRA coverage, Medicare eligibility, age (in the case of a child). You are not eligible if the loss is due to failure to pay premiums or voluntary loss of coverage. Other means by which someone could lose coverage: death, divorce, termination of employment or reduction of hours;
Employer coverage at Renewal is unaffordable to employee(employee’s cost is more than 9.5% of income)
Gaining or becoming a dependent- through marriage , birth, adoption, placement for adoption, or placement as a foster child
Gaining a lawful US citizenship status
Gaining or losing eligibility for premium tax credits and cost-sharing reductions (i.e. income changes)
Individual Insurance policy Renewal
Relocation (permanent move to NC or to a new county in NC) resulting in new or different QHP selection
Enrollment errors of the Marketplace(www.healthcare.gov)
Material contract violations by Qualified Health Plans
You or your dependent has been released from incarceration
Exceptional circumstances- as deemed by Dept. of Health & Human Services (HHS) (On Marketplace option and paper application off Marketplace)
Members of specific Indian tribes (American Indian and Alaskan Natives) (QLE for ON MARKETPLACE ONLY)
Note: For on-exchange plans ONLY and changes can only be made through the Marketplace.
May enroll in a QHP one time per month
May change from one QHP to another one time per month
Removing maternity coverage from an existing individual BCBSNC Grandfathered or Transitional plan

Contact Blue Store South Charlotte to Enroll 704-527-4220