For most days of the year, you spent long hours and days at the office. Brainstorming, deadlines, follow ups, nothing beats the chaotic world of being a worker. The same situations go whether you are working in a hospital, utilities, or restaurants. Then comes the day, you’re most awaited one–the time when you can relax and bathe under the sun–VACATION.

Most of us go over the top when preparing for the most wanted well-deserved vacation. From the outfits, the bags, and accessories. We also check where do we go, where we would stay or check out what food it would be offered on our chosen destination.

But what happens when you travel, you’re abroad with your friends, or you’re alone, are you prepared? Some people who travel get sick, few days after they arrived. Crossing continent is not that easy (although you are just sitting on the plane for hours). If you get stricken by sickness upon your travel, do you have health insurance?

Check Your Health Insurance Company

Questions that need to be answered by your health insurance provider:

  • While traveling abroad, I suddenly got sick, can I use my health insurance policy?
  • Can I file for reimbursement on my health insurance provider if in case I got sick abroad?
  • While abroad, does my health insurance cover pre-existing conditions?

If you have health insurance, it’s best to check if it covers when you travel abroad. Some insurance will cover necessary care if let’s say traveling in a ship, and this ship sails along the U.S. territorial waters.

Some private insurance companies have insurance health plans that cover abroad healthcare like deductibles, reimbursement policy or coinsurance plans.

How To Find Medical Help

If you are out of the country traveling, there is a chance you might get sick. You should be prepared for the necessary things and options that you can do in order to have peaceful travel:

In emergency cases, check the U.S. embassy whichever country you are in to get assistance. The U.S. embassy will give you a list of hospitals where you can seek professional medical help.

It’s best to contact insurance company in advance to give you proper recommendations or bits of advice. This is important especially if you have a history of being sick like if you have allergies, asthma etc.

It is also recommended to check the health hazards and health care systems before going to your destination. You can check this at the website of Centers for Disease Control and Prevention. Also since you are traveling, don’t forget your I.D. cards, forms (claim) from your insurance policy company and bring it to your travel. You might need it in one way or the other.