Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Can I Lower My Life Insurance Premiums?
Posted: August 8, 2022
Can I Lower My Life Insurance Premiums?A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are...
How Do Health Savings Accounts Work?
Posted: July 25, 2022
How Do Health Savings Accounts Work?You may have heard of a Health Savings Account (HSA) and are wondering how they really work. Let's make it simple. Thankfully, we have pulled together the basics for you. For Individuals and Families A health savings account is a specific type of savings account offered by banks, credit unions, and insurance companies. The account is set up specifically for you by the bank or...
3 Key Differences Between Whole Life Insurance & Term Life Insurance
Posted: July 22, 2022
3 Key Differences Between Whole Life Insurance & Term Life InsuranceInsurance can be a confusing subject, and at our local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. 1. Term life insurance is cheaper,...
Keep Small Business Health Costs Down: 5 Tips To Stay Healthy In The Workplace
Posted: July 13, 2022
Keep Small Business Health Costs Down: 5 Tips To Stay Healthy In The WorkplaceAs a small business owner, you are probably well aware of the costs involved in providing health care coverage to your employees and their family members. Even if you do not offer full coverage, there are still a number of expenses that can weigh heavily on you and the profitability of your business. If you are not able to keep health costs down, you could...
10 Summer Tips To Beat The Heat
Posted: July 11, 2022
10 Summer Tips To Beat The HeatWhile it's true that the elderly, young children, and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals as well. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the...