Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Happens If I Cancel My Life Insurance Early?
Posted: June 11, 2019
What Happens If I Cancel My Life Insurance Early?A life insurance policy is a wise investment, but also a financial commitment. Most are effective for 30 years or more. For your policy to remain in effect, you must continue paying your premiums, month after month. If the premium payments are putting a strain on your budget, you may be considering the option of canceling early, although people also cancel for other reasons. Our...
What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?
Posted: May 30, 2019
What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...
Activities For Staying Healthy All Summer
Posted: May 29, 2019
Activities For Staying Healthy All SummerSummer means sunshine, longer days, and more time spent outdoors. It is a great time of year to get active and stay healthy. The following are some things you can do to help you stay active. Take a Dance Lesson: Many clubs across the country offer dance lessons for free or for a small cover charge. You don’t have to be an experienced dancer to...
How Will My Beneficiary Collect My Life Insurance Money?
Posted: May 23, 2019
How Will My Beneficiary Collect My Life Insurance Money?When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...
Is A Work-Sponsored Health Insurance Plan My Best Option?
Posted: May 22, 2019
Is A Work-Sponsored Health Insurance Plan My Best Option?If your employer offers health insurance, that doesn’t necessarily mean you have to buy it. Employees can choose to leave an employer-sponsored group plan in favor of Obamacare – the health insurance market. Do you know your best option? Each one has its pros and cons. What Are the Advantages of Employer-Sponsored Health Insurance? In most cases, workplace health insurance is less costly than an...